After knowing how to inspect your roof for hail damage, the next step is fixing it. Hail damage roof repairs should always be completed by a trustworthy professional roofing contractor. Furthermore, any roof repairs should be conducted quickly to ensure the integrity of your roof. Here are 3 steps for getting your hail damaged roof repaired properly.
Request a Hail Damage Roof Inspection: If you notice any of the signs of hail damage mentioned in the last blog, you need to schedule for a roof inspection. Trained professionals, like our roofing experts at Superior Roofing, will evaluate the extent of the damage. After identifying any serious or cosmetic damage, roofing contractors will provide you with repair recommendations and quotes.
Reach Out to Your Insurance Company: After receiving a hail damage roof inspection and confirming the hail damage, contact your insurance agent. Typically, homeowner policies do cover hail damaged roof repairs. Just keep in mind that you will need to decide whether it’s worth opening a claim for the damage. As with most policies, there is a certain deductible you will have to pay out of pocket before they will cover the remaining expenses. Furthermore, you will have a deadline, generally between 6 months and a year, of when you can turn in a claim.
Finalizing the Claim and Repairing the Damage: Following an insurance claim, your insurance company will send an inspector to write up an assessment of the damages. After the claim is finalized and approved, the work can begin on repairing your roof. By quickly moving through the process of inspecting your home and filing a claim, homeowners can reduce the impact of hail damage.
How to Prevent Hail Damage
According to NOAA’s National Weather Service, Kansas and Missouri average over 200 hailstorm incidents a year. This means homeowners need to be prepared for storms and other natural disasters to protect their home and property. While it's not possible to prevent all damage from hail, there are a couple of ways to help protect your roof from hail damage.
Use Quality, Impact-resistant Materials: There are various types of roofing materials, including specific materials that are capable of resisting or absorbing impact damage
Schedule Annual Roofing Inspections: A roof inspection provides documentation that a roof has been well taken care of. Furthermore, it gives proof that the roof was in good condition and the damage was due to the storm.
Will Insurance Cover Hail Damage?
As mentioned above, most homeowner policies cover hail damage. However, it's recommended to reach out to your insurance company to verify your coverage before your property sustains damage. You should also confirm your coverage limits to ensure they are enough to cover the costs of repairs or replacements. Be forewarned that there are cases where a hail damage roof claim is denied due to various circumstances.
Superior Protection with Superior Roofing
Spring weather brings all types of challenges for your roof. So when damage occurs, its vital to quickly perform repairs. If you believe your roof has received storm damage, don’t hesitate to contact us at Superior Roofing! Our professional roofing specialists are well trained and capable of handling all types of storm damage. We provide high-quality, superior results so you can enjoy the beauty of spring without worry.